/* بیمه مثبت — پنل مشتریان (حساب من). هم‌خانواده‌ی سایت اصلی: سرمه‌ای + طلایی، فونت استعداد
   شبکه: ستون مرکزی 1120px با حاشیه‌ی 24px؛ ردیف‌های دوستونه 1fr 1fr با فاصله‌ی 16px
   (2 × 552 + 16 = 1120) تا لبه‌ی کارت‌ها روی لبه‌ی ستون بنشیند. */
@font-face{font-family:'Estedad';font-weight:400;font-display:swap;src:url('/fonts/Estedad-Regular.woff2') format('woff2');}
@font-face{font-family:'Estedad';font-weight:700;font-display:swap;src:url('/fonts/Estedad-Bold.woff2') format('woff2');}
@font-face{font-family:'Estedad';font-weight:800;font-display:swap;src:url('/fonts/Estedad-ExtraBold.woff2') format('woff2');}

:root{
  --navy:#001F7C; --navy-d:#00124F; --navy-2:#0A2A9E;
  --gold:#D39B00; --gold-h:#E4AE14; --gold-l:#FBF1D6;
  --ink:#0D1B4C; --muted:#56628E; --faint:#8790B3;
  --line:#E3E8F4; --line-2:#D3DAEC;
  --bg:#F4F6FC; --card:#FFFFFF; --tint:#EEF2FB;
  --ok:#0F7B4E; --ok-l:#E3F4EC; --warn:#9A6200; --warn-l:#FBF1D6; --bad:#B42318; --bad-l:#FDECEA;
  --r:14px; --r-s:10px;
}
*{box-sizing:border-box;margin:0;padding:0;}
html{-webkit-text-size-adjust:100%;}
body{font-family:'Estedad',Tahoma,sans-serif;color:var(--ink);background:var(--bg);font-size:15px;line-height:1.7;min-height:100vh;}
a{color:inherit;text-decoration:none;}
button,input,select{font:inherit;color:inherit;}
button{cursor:pointer;background:none;border:0;}
img{display:block;max-width:100%;}
bdi{unicode-bidi:isolate;}
[hidden]{display:none !important;}
:focus-visible{outline:3px solid var(--gold);outline-offset:2px;border-radius:8px;}
.skip{position:absolute;top:-60px;right:16px;background:var(--navy);color:#fff;padding:8px 14px;border-radius:10px;z-index:100;}
.skip:focus{top:8px;}
.col{width:min(1120px, 100% - 48px);margin-inline:auto;}
.ltr{direction:ltr;text-align:left;}

/* ---------- نوار بالا ---------- */
.top{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:30;}
.top-in{display:flex;align-items:center;gap:24px;height:64px;}
.brand{display:flex;align-items:center;gap:10px;font-weight:800;font-size:16px;color:var(--navy);line-height:1.2;flex-shrink:0;}
.brand img{width:36px;height:36px;border-radius:50%;}
.brand small{display:block;font-size:12px;font-weight:700;color:var(--gold);}
.tabs{display:flex;gap:2px;font-size:14.5px;font-weight:700;}
.tabs a{padding:8px 14px;border-radius:10px;color:var(--muted);transition:background .15s,color .15s;}
.tabs a:hover{color:var(--navy);background:var(--bg);}
.tabs a[aria-current="page"]{color:var(--navy);background:var(--tint);}
.top-act{margin-inline-start:auto;display:flex;align-items:center;gap:8px;}
.tel{font-weight:700;font-size:14px;color:var(--muted);padding:8px 10px;}
.tel:hover{color:var(--navy);}
.who{height:40px;padding:0 14px;border-radius:10px;border:1px solid var(--line-2);font-weight:700;font-size:14px;color:var(--navy);transition:border-color .15s;}
.who:hover{border-color:var(--navy);}

main{padding:28px 0 64px;}

/* ---------- دکمه‌ها ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;height:46px;padding:0 22px;border-radius:12px;font-weight:800;font-size:15px;border:0;transition:background .15s,transform .1s,box-shadow .15s;white-space:nowrap;}
.btn:active{transform:scale(.98);}
.btn[disabled]{opacity:.55;cursor:default;}
.btn-gold{background:var(--gold);color:var(--navy-d);}
.btn-gold:hover{background:var(--gold-h);}
.btn-navy{background:var(--navy);color:#fff;}
.btn-navy:hover{background:var(--navy-2);}
.btn-line{background:#fff;color:var(--navy);box-shadow:inset 0 0 0 1px var(--line-2);}
.btn-line:hover{box-shadow:inset 0 0 0 1.5px var(--navy);}
.btn-sm{height:36px;padding:0 14px;font-size:13.5px;border-radius:10px;}
.wide{width:100%;}
.link{color:var(--navy);font-weight:700;text-decoration:underline;text-underline-offset:3px;text-decoration-color:var(--line-2);padding:2px;}
.link:hover{text-decoration-color:var(--navy);}

/* ---------- عنوان صفحه ---------- */
.title-row{display:flex;align-items:flex-end;justify-content:space-between;gap:16px;margin-bottom:20px;}
h1{font-size:26px;line-height:1.35;font-weight:800;color:var(--navy);}
.finding{font-size:15px;color:var(--muted);margin-top:4px;max-width:720px;}
.finding b{color:var(--ink);}
.finding.alert b{color:var(--bad);}

/* ---------- پنل‌ها ---------- */
.panel{background:var(--card);border:1px solid var(--line);border-radius:var(--r);margin-bottom:16px;}
.ph{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:16px 20px 8px;}
.ph h2,.wh{font-size:16px;font-weight:800;color:var(--navy);}
.more{font-size:13.5px;font-weight:700;color:var(--muted);}
.more:hover{color:var(--navy);}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:16px;}
.grid-2>.panel{margin-bottom:16px;}
.grid-2.one{grid-template-columns:1fr;}
.inst .m{font-size:12.5px;color:var(--muted);}

/* KPI: یک کارت تقسیم‌شده، عدد بزرگ و برچسب کوچک */
.kpis{display:grid;grid-template-columns:repeat(4,1fr);}
.kpi{padding:16px 20px;border-inline-start:1px solid var(--line);}
.kpi:first-child{border-inline-start:0;}
.kpi .k{font-size:13px;color:var(--muted);}
.kpi .v{font-size:26px;font-weight:800;color:var(--ink);line-height:1.4;}
.kpi .v small{font-size:13px;font-weight:700;color:var(--muted);margin-inline-start:4px;}
.kpi .s{font-size:12.5px;color:var(--faint);}
.kpi .v.bad{color:var(--bad);}

/* ردیف‌های لیست */
.rows{padding:4px 0 8px;}
.row{display:flex;align-items:center;gap:14px;padding:12px 20px;border-top:1px solid var(--line);}
.rows>.row:first-child{border-top:0;}
.row .main{flex:1;min-width:0;}
.row .t{font-weight:700;font-size:15px;color:var(--ink);overflow:hidden;text-overflow:ellipsis;white-space:nowrap;}
.row .m{font-size:13px;color:var(--muted);}
.row .amt{font-weight:800;font-size:15px;white-space:nowrap;}
.row .amt small{font-size:12px;color:var(--muted);font-weight:700;margin-inline-start:3px;}
.empty{padding:20px;color:var(--muted);font-size:14px;}
.empty .btn{margin-top:10px;}
.pill{display:inline-flex;align-items:center;height:22px;padding:0 9px;border-radius:999px;font-size:12px;font-weight:700;white-space:nowrap;background:var(--tint);color:var(--navy);}
.pill.ok{background:var(--ok-l);color:var(--ok);}
.pill.warn{background:var(--warn-l);color:var(--warn);}
.pill.bad{background:var(--bad-l);color:var(--bad);}
.pill.grey{background:#F0F1F5;color:#5D6380;}

/* نوار پوشش: شروع تا پایان بیمه‌نامه با علامت امروز */
.cov{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,1.6fr) auto;gap:18px;align-items:center;padding:14px 20px;border-top:1px solid var(--line);}
.rows>.cov:first-child{border-top:0;}
.cov .t{font-weight:700;}
.cov .m{font-size:13px;color:var(--muted);}
.bar{position:relative;height:8px;border-radius:4px;background:var(--tint);}
.bar>i{position:absolute;inset-block:0;inset-inline-start:0;border-radius:4px;background:var(--navy);}
.bar.soon>i{background:var(--gold);}
.bar.over>i{background:var(--bad);}
.bar>b{position:absolute;top:-4px;width:2px;height:16px;background:var(--ink);border-radius:1px;transform:translateX(50%);}
.bar-l{display:flex;justify-content:space-between;font-size:12px;color:var(--faint);margin-top:6px;}
.left{text-align:left;min-width:92px;}
.left b{display:block;font-size:17px;font-weight:800;}
.left span{font-size:12.5px;color:var(--muted);}
.left.soon b{color:var(--warn);}
.left.over b{color:var(--bad);}

/* مراحل صدور */
.stage{display:flex;gap:4px;margin-top:8px;}
.stage i{flex:1;height:4px;border-radius:2px;background:var(--tint);}
.stage i.on{background:var(--navy);}
.stage.rej i.on{background:var(--bad);}

/* ---------- بیمه‌نامه‌ها ---------- */
.seg{display:inline-flex;gap:4px;padding:4px;background:#fff;border:1px solid var(--line);border-radius:12px;margin-bottom:16px;max-width:100%;overflow-x:auto;}
.seg button{height:34px;padding:0 14px;border-radius:9px;font-size:14px;font-weight:700;color:var(--muted);white-space:nowrap;}
.seg button[aria-selected="true"]{background:var(--tint);color:var(--navy);}
.pol{background:#fff;border:1px solid var(--line);border-radius:var(--r);margin-bottom:12px;}
.pol-h{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:6px 16px;padding:16px 20px;}
.pol-h h2{font-size:17px;font-weight:800;color:var(--navy);}
.pol-h .m{font-size:13.5px;color:var(--muted);}
.pol-b{padding:0 20px 16px;}
.facts{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;padding:12px 0;border-top:1px solid var(--line);}
.facts div span{display:block;font-size:12.5px;color:var(--muted);}
.facts div b{font-size:14.5px;font-weight:700;}
.inst{width:100%;border-collapse:collapse;font-size:14px;margin-top:4px;}
.inst th{font-size:12.5px;color:var(--muted);font-weight:700;text-align:right;padding:8px 6px;border-bottom:1px solid var(--line);}
.inst td{padding:10px 6px;border-bottom:1px solid var(--line);}
.inst tr:last-child td{border-bottom:0;}
.inst .n{text-align:left;font-weight:700;}
.inst th.n{text-align:left;}
.inst td.a{text-align:left;width:1%;white-space:nowrap;}
.files{display:flex;flex-wrap:wrap;gap:8px;margin-top:12px;}
.files a{display:inline-flex;align-items:center;gap:6px;height:34px;padding:0 12px;border-radius:9px;border:1px solid var(--line-2);font-size:13.5px;font-weight:700;color:var(--navy);}
.files a:hover{border-color:var(--navy);}
.files svg{width:15px;height:15px;stroke:currentColor;fill:none;stroke-width:1.8;}
.agent{font-size:13.5px;color:var(--muted);margin-top:10px;}
.agent a{color:var(--navy);font-weight:700;}
.pol-act{display:flex;gap:8px;flex-wrap:wrap;margin-top:12px;}

/* ---------- ورود ---------- */
.login{display:grid;grid-template-columns:1fr 420px;gap:48px;align-items:center;min-height:calc(100vh - 220px);padding:24px 0;}
.login h1{font-size:34px;}
.lead{font-size:17px;color:var(--muted);margin:8px 0 22px;max-width:460px;}
.perks{list-style:none;display:grid;gap:12px;}
.perks li{position:relative;padding-inline-start:22px;color:var(--ink);}
.perks li::before{content:"";position:absolute;inset-inline-start:0;top:10px;width:9px;height:9px;border-radius:3px;background:var(--gold);}
.perks b{color:var(--navy);}
.login-box{padding:28px;margin:0;}
.login-seg{display:flex;width:100%;margin-bottom:22px;}
.login-seg button{flex:1;height:38px;}
.pw-lbl{margin-top:16px;}
.pw-wrap{position:relative;}
.pw-wrap .in{padding-right:72px;}
.pw-eye{position:absolute;right:6px;top:50%;transform:translateY(-50%);height:32px;padding:0 10px;border-radius:8px;font-size:12.5px;font-weight:700;color:var(--muted);}
.pw-eye:hover{color:var(--navy);background:var(--bg);}
.pw-go{margin-top:20px;}
.pw-card{margin-top:16px;}
.pw-head{display:flex;justify-content:space-between;align-items:flex-start;gap:12px;margin-bottom:18px;}
.pw-head h2{font-size:16px;font-weight:800;color:var(--navy);}
.pw-head .finding{margin:4px 0 0;}
.lbl{display:block;font-size:13.5px;font-weight:700;color:var(--muted);margin-bottom:6px;}
.in{width:100%;height:46px;padding:0 14px;border:1px solid var(--line-2);border-radius:11px;background:#fff;font-size:15px;transition:border-color .15s,box-shadow .15s;}
.in:focus{outline:0;border-color:var(--navy);box-shadow:0 0 0 3px rgba(0,31,124,.12);}
.in:disabled{background:var(--bg);color:var(--muted);}
select.in{appearance:none;-webkit-appearance:none;padding-inline-end:36px;background:#fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' fill='none' stroke='%2356628E' stroke-width='1.8' stroke-linecap='round'/%3E%3C/svg%3E") no-repeat left 14px center;}
.in.big{height:54px;font-size:19px;font-weight:700;letter-spacing:.04em;}
.in.code{letter-spacing:.5em;text-align:center;font-size:24px;}
.in.bad,.pl-in.bad{border-color:var(--bad);box-shadow:0 0 0 3px var(--bad-l);}
.agree input.bad{outline:2px solid var(--bad);outline-offset:2px;}
.hint{font-size:13px;color:var(--muted);margin:8px 0 16px;}
.sent{font-size:14px;margin-bottom:14px;}
.err{color:var(--bad);font-size:14px;font-weight:700;min-height:0;margin-top:8px;}
.err:empty{display:none;}

/* ---------- خرید ---------- */
.steps{display:flex;list-style:none;gap:6px;margin-bottom:16px;counter-reset:s;}
.steps li{flex:1;font-size:13.5px;font-weight:700;color:var(--faint);padding-top:10px;border-top:4px solid var(--line);}
.steps li.on{color:var(--navy);border-top-color:var(--navy);}
.steps li.done{color:var(--muted);border-top-color:var(--navy);}
.wiz{padding:20px 22px 22px;}
.wiz>.wh{margin-bottom:16px;}
.wiz>.ph{padding:0 0 12px;}
.sh{font-size:15px;font-weight:800;color:var(--navy);margin:22px 0 12px;}
.fgrid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px 18px;}
.fgrid+.fgrid{margin-top:16px;}
.f.full{grid-column:1/-1;}
.f .hint{margin:6px 0 0;font-size:12.5px;}
.chips{display:flex;flex-wrap:wrap;gap:8px;}
.chips button{min-height:46px;padding:0 16px;border-radius:11px;border:1px solid var(--line-2);font-weight:700;font-size:14.5px;color:var(--muted);background:#fff;transition:border-color .15s,background .15s,color .15s;}
.chips button:hover{border-color:var(--navy);color:var(--navy);}
.chips button[aria-checked="true"]{border-color:var(--navy);background:var(--tint);color:var(--navy);box-shadow:inset 0 0 0 1px var(--navy);}
.date3{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:8px;direction:rtl;}
.wact{display:flex;justify-content:flex-end;gap:10px;margin-top:22px;}
.sumline{font-size:14px;color:var(--muted);margin-bottom:12px;}
.offers{display:grid;gap:10px;}
.offer{display:grid;grid-template-columns:48px minmax(0,1fr) auto auto;gap:16px;align-items:center;padding:14px 16px;border:1px solid var(--line);border-radius:12px;transition:border-color .15s;}
.offer:hover{border-color:var(--line-2);}
.offer.best{border-color:var(--navy);box-shadow:inset 0 0 0 1px var(--navy);}
.offer img,.offer .ph-logo{width:48px;height:48px;border-radius:10px;object-fit:contain;background:#fff;border:1px solid var(--line);}
.offer .ph-logo{display:grid;place-items:center;font-weight:800;color:var(--navy);background:var(--tint);border:0;}
.offer .t{font-weight:800;font-size:16px;}
.offer .m{font-size:13px;color:var(--muted);}
.offer .p{text-align:left;}
.offer .p b{display:block;font-size:19px;font-weight:800;color:var(--ink);}
.offer .p span{font-size:12.5px;color:var(--muted);}
.pick{display:flex;align-items:center;gap:14px;padding:12px 14px;background:var(--bg);border-radius:12px;margin-bottom:6px;}
.pick img{width:40px;height:40px;border-radius:9px;object-fit:contain;background:#fff;}
.pick .t{font-weight:800;}
.pick .m{font-size:13px;color:var(--muted);}
.pick .p{margin-inline-start:auto;font-weight:800;font-size:17px;}
.inline-login{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:16px;margin-top:14px;border:1px dashed var(--line-2);border-radius:12px;}
.inline-login p{color:var(--muted);font-size:14px;}

.plate{display:inline-flex;align-items:stretch;height:56px;border:2px solid var(--ink);border-radius:9px;background:#fff;overflow:hidden;max-width:100%;}
.pl-ir{display:flex;flex-direction:column;justify-content:center;align-items:center;width:38px;background:#1d4bb8;color:#fff;font-size:8.5px;font-weight:700;line-height:1.25;font-family:Arial,sans-serif;text-align:center;}
.pl-ir i{display:block;width:18px;height:11px;margin-bottom:3px;background:linear-gradient(#239f40 0 33%,#fff 33% 66%,#da0000 66%);}
.pl-in{border:0;height:100%;width:48px;text-align:center;font-size:21px;font-weight:800;background:transparent;}
.pl-in:focus{outline:0;background:var(--gold-l);}
.pl-in.w3{width:64px;}
.pl-l{width:66px;appearance:none;-webkit-appearance:none;font-size:18px;text-align-last:center;cursor:pointer;}
.pl-city{display:flex;flex-direction:column;align-items:center;justify-content:center;border-inline-start:2px solid var(--ink);padding:0 4px;}
.pl-city small{font-size:10px;font-weight:700;line-height:1;margin-top:4px;}
.pl-city .pl-in{height:34px;width:44px;}

.docs{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;}
.doc{position:relative;display:flex;align-items:center;gap:12px;min-height:72px;padding:10px 12px;border:1px dashed var(--line-2);border-radius:12px;cursor:pointer;transition:border-color .15s,background .15s;}
.doc:hover{border-color:var(--navy);}
.doc input{position:absolute;inset:0;opacity:0;cursor:pointer;width:100%;}
.doc .th{width:52px;height:52px;border-radius:8px;background:var(--tint);flex-shrink:0;display:grid;place-items:center;overflow:hidden;}
.doc .th img{width:100%;height:100%;object-fit:cover;}
.doc .th svg{width:22px;height:22px;stroke:var(--navy);fill:none;stroke-width:1.8;}
.doc .t{font-weight:700;font-size:14px;}
.doc .m{font-size:12.5px;color:var(--muted);}
.doc.done{border-style:solid;border-color:var(--ok);background:#FAFDFB;}
.doc.done .m{color:var(--ok);font-weight:700;}
.doc.busy .m{color:var(--navy);}
.doc.req .t::after{content:" *";color:var(--bad);}
.doc:focus-within{outline:3px solid var(--gold);outline-offset:2px;}
.agree{display:flex;gap:10px;align-items:flex-start;margin-top:18px;font-size:14px;cursor:pointer;}
.agree input{width:20px;height:20px;margin-top:3px;accent-color:var(--navy);flex-shrink:0;}
.paybar{display:flex;align-items:center;justify-content:space-between;gap:16px;margin-top:20px;padding-top:18px;border-top:1px solid var(--line);}
.paybar .lbl{margin:0;}
.paybar .amt{font-size:24px;font-weight:800;color:var(--ink);}
.paybar .amt small{font-size:14px;color:var(--muted);margin-inline-start:4px;}

.help{padding:20px 22px;}
.help h2{font-size:16px;font-weight:800;color:var(--navy);}
.help p{color:var(--muted);margin:4px 0 14px;}
.help a{color:var(--navy);font-weight:700;}

/* ---------- اعلان‌ها ---------- */
.banner{display:flex;align-items:center;gap:12px;justify-content:space-between;padding:14px 18px;border-radius:12px;margin-bottom:18px;font-weight:700;background:var(--tint);color:var(--navy);}
.banner.ok{background:var(--ok-l);color:var(--ok);}
.banner.bad{background:var(--bad-l);color:var(--bad);}
.banner button{font-size:20px;line-height:1;padding:4px 8px;color:inherit;}
.toast{position:fixed;bottom:24px;left:50%;transform:translate(-50%,20px);background:var(--ink);color:#fff;padding:12px 18px;border-radius:12px;font-size:14px;font-weight:700;opacity:0;pointer-events:none;transition:opacity .2s,transform .2s;z-index:60;max-width:calc(100% - 32px);box-shadow:0 10px 30px rgba(0,18,79,.25);}
.toast.show{opacity:1;transform:translate(-50%,0);}
.toast.bad{background:var(--bad);}
.dlg{border:0;border-radius:16px;padding:0;width:min(480px,calc(100% - 32px));margin:auto;box-shadow:0 24px 60px rgba(0,18,79,.25);}
.dlg::backdrop{background:rgba(0,18,79,.4);}
.dlg-in{padding:22px;}
.dlg h2{font-size:17px;font-weight:800;color:var(--navy);margin-bottom:10px;}
.dlg p{color:var(--muted);font-size:14px;margin-bottom:10px;}
.dlg textarea{width:100%;min-height:90px;padding:10px 12px;border:1px solid var(--line-2);border-radius:11px;font:inherit;resize:vertical;}

.skel{height:14px;border-radius:7px;background:var(--tint);margin:16px 20px;animation:pulse 1.2s ease-in-out infinite;}
.skel.w6{width:60%;}
@keyframes pulse{50%{opacity:.5;}}

.bnav{display:none;}

/* ---------- تبلت ---------- */
@media (max-width:1000px){
  .tel{display:none;}
  .kpis{grid-template-columns:repeat(2,1fr);}
  .kpi:nth-child(3){border-inline-start:0;}
  .kpi:nth-child(n+3){border-top:1px solid var(--line);}
  .fgrid{grid-template-columns:repeat(2,minmax(0,1fr));}
  .docs{grid-template-columns:repeat(2,minmax(0,1fr));}
  .login{grid-template-columns:1fr;gap:24px;min-height:0;}
}
/* ---------- گوشی ---------- */
@media (max-width:760px){
  .col{width:calc(100% - 32px);}
  .tabs{display:none;}
  .top-in{height:56px;}
  .who{height:36px;padding:0 12px;font-size:13px;}
  main{padding:18px 0 96px;}
  h1{font-size:22px;}
  .login h1{font-size:26px;}
  .lead{font-size:15.5px;margin-bottom:16px;}
  .login-box{padding:20px;}
  .title-row{flex-direction:column;align-items:stretch;gap:12px;}
  .title-row .btn{width:100%;}
  .grid-2{grid-template-columns:1fr;gap:0;}
  .kpi{padding:12px 16px;}
  .kpi .v{font-size:21px;}
  .row{padding:12px 16px;flex-wrap:wrap;gap:8px 12px;}
  .row .main{flex-basis:100%;}
  .row .t{white-space:normal;}
  .row .amt{margin-inline-end:auto;}
  .ph{padding:14px 16px 6px;}
  .cov{grid-template-columns:minmax(0,1fr) auto;padding:14px 16px;gap:10px 14px;}
  .cov .barw{grid-column:1/-1;grid-row:2;}
  .facts{grid-template-columns:repeat(2,minmax(0,1fr));}
  .pol-h,.pol-b{padding-inline:16px;}
  .inst th:nth-child(3),.inst td:nth-child(3){display:none;}
  .fgrid{grid-template-columns:1fr;gap:14px;}
  .docs{grid-template-columns:1fr;}
  .wiz{padding:16px;}
  .wact{flex-direction:column-reverse;}
  .wact .btn{width:100%;}
  .steps li{font-size:12px;}
  .offer{grid-template-columns:44px minmax(0,1fr) auto;gap:10px 12px;padding:12px;}
  .offer img,.offer .ph-logo{width:44px;height:44px;}
  .offer .go{grid-column:1/-1;width:100%;}
  .offer .p b{font-size:17px;}
  .inline-login{flex-direction:column;align-items:stretch;}
  .paybar{position:sticky;bottom:64px;background:#fff;margin-inline:-16px;padding:12px 16px;z-index:5;}
  .paybar .amt{font-size:19px;}
  .bnav{display:grid;grid-template-columns:repeat(4,1fr);position:fixed;inset-inline:0;bottom:0;height:calc(62px + env(safe-area-inset-bottom));padding-bottom:env(safe-area-inset-bottom);background:#fff;border-top:1px solid var(--line);z-index:40;}
  .bnav a{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:2px;font-size:12px;font-weight:700;color:var(--faint);}
  .bnav svg{width:22px;height:22px;fill:none;stroke:currentColor;stroke-width:1.7;stroke-linejoin:round;stroke-linecap:round;}
  .bnav a[aria-current="page"]{color:var(--navy);}
  .toast{bottom:80px;}
}
@media (prefers-reduced-motion:reduce){*{transition:none !important;animation:none !important;}}